Sell route decision support

This tool provides general decision support to help you choose a practical selling route: private sale, online buyer, a dealer-style online sale process, or part-exchange.

Important: General information and decision support only — not personal financial advice. It does not assess your full circumstances or guarantee a price. Always check settlement figures if finance is outstanding, and use secure payment and handover practices.

← Back to PCP decision | ← Back to balloon decision

1) Is there outstanding finance on the car?

If finance is outstanding, the settlement figure usually matters to any sale route.

2) How quickly do you need the car gone?

Speed usually trades off against price and optionality.

3) How much hassle/admin are you willing to tolerate?

“High” implies you’re comfortable with messages, viewings, and negotiation.

4) Are you comfortable meeting buyers and managing payment/handover risk?

Private sale can achieve more, but it places more responsibility on you.

5) How “clean” is the car to sell?

Messy cars tend to perform better in routes optimised for speed/convenience.

6) Are you buying another car at the same time?

If you’re replacing, part-exchange may be “good enough” if convenience is the priority.

How it decides

The logic prioritises avoiding common mistakes: trying to sell without checking finance settlement, choosing private sale when you don’t want buyer/admin risk, and overpaying for convenience without noticing the trade-off.

General information only — not personal advice. Always use secure payment and handover practices.